Cooling 1x 120 XSPC VS Silver arrow

[Ichigo27]

Hi!

Long time lurker here finally had to step out to ask for help. I am working on my 4th build, had been modding for a couple of years now . my current build is an I5-2500k on a Gigabyte z68-ud3h board. still on stock cooling and saving to buy a good cooler for moddest OC. budget wise, Im very limited, (had to make some painful compromises... ) So! my question is..
1. 1 x 120 XSPC better than say silver arrow or D14?
2. Can simply add another 240 rad in the future (when i have saved some more monies.)
can the pump handle it? as i've read from Dazmode that the stock pumps gets noisy after
some time..


Logically, i would go for a cooler and use the extra cash to get an SSD.. but as in my case, the modder inside me is drooling over a wc.. I know.. for moderate OC Air cool is ok.. i just love to tinker...

If only I've won the lottery... i wont have to deal with such stupid problems..

[Ichigo27]

any advice? very limited budget.. if the performance is about the same will pick SA. tried to google but comparisons are between h100 and sa which i dont think is helpful.