MSI - Holland base but decent enough RMA. Gigabyte - UK based RMA. KFA2 (formerly BFG) - UK (Wales) based RMA. XFX - no RMA, terrible customer relations. Asus - Czech Republic RMA. They want £20 or so to cover postage fees. Powercolor/VTX - see XFX. Dire. EVGA - German based RMA but good from what I hear. Palit/Gainward/etc - same as the others. Force you to the retailer who can then mess you around forever. So I would only buy MSI EVGA and KFA2 personally. I did take a punt with Palit and touch wood they've been good so far but I absolutely dread RMA with Scan after a year.