You should borrow a wheel clamp. Clamp her new car and demand the money back or the clamp stays on. This girl is taking you for a mug mate. I've had a similar experience with a person I was giving lifts to work for months. All I asked was some fuel money as his place is out of the way for me. I drew the line and demanded the money or no lifts. Got some of it back but not all. Unfortunately people can wear different faces when the subject of money comes up and the "Call yourself a friend" types pretty much tells you where they are coming from. A true friend will never pressure you for money. One of life's lessons unfortunatley. Too bad you have to find out the hard way. Good luck with getting some of it back.
Just don't lend your mates money, I've lost out a lot on 'helping' out my mates, a friend on about 10years needed a deposit to rent a place, I paid and almost 2 years later, I don't see him, don't talk to him, he just gave me different reasons why he coudl'nt pay me. Small Claims court won't work as there is no written agreement and you will proberly end up paying more in fees than the debt is worth. Regards GiGo
Yeah, wheelclamp is a good idea Or send her an email everyday saying "Got my money? I need to buy food...". Then a few weeks later go into her work and tell her you were evicted and have nowhere to live, can you have your money ?
You wont see the money SO REVENGE swift and sweet smash all the windows in her new car or slash all her tyres ( it wont get your cash back but you will have a little glow on the inside )
Psychologist's opinion? Kiss your money goodbye. I think the girl sounds fairly irresponsible. I don't think she thought about how she was going to pay you back when she borrowed the money, and I don't think she's given it much thought since. I think that (like many people) she lives in the financial here-and-now: she is motivated pay for something to get it, but not for something when she's got it. No reason, see? She's already got it. She's the sort who defaults on loans and credit cards. She's had her fun at Butlins, she's moved on. Why pay for something that she enjoyed months ago, when she can spend it on something else she can enjoy now? Similarly when you ask her for the money, she'll come up with some idea then-and-there of how she is going to pay you back. However as soon as you have left, she will move on again. When the time comes to pay you as promised, she has already spent it on something she can enjoy now and she makes up a new excuse, how this time she'll pay you back... promise... honest. But the future, like the past, is not a real consideration. She lives for immediate gratification. Blame her mum. She probably spoilt her. You could have seen it coming. Anyone who can afford to buy a new car can afford to stretch to another £120,-- without borrowing from mates and having to pay back in installments, FFS. My advice? Cut your losses and dump the unprincipled cow. She has no honour. And for the future: "Love all; trust a few; lend money to none." -- Russian proverb
I'd start getting heavy. Maybe start with a kneecap. I never lend anyone money. I probably sound tight, but this happens all to often, and usually those who ask for money are the ones that are not good with money (else they wouldn't be asking).
No, don't get heavy. Don't threaten her, don't touch her, don't approach her or damage her property. Fact is, you have no proof that she borrowed the money and any of the above actions would not be justifiable in court anyway. If you keep approaching her, she can call the police and cry "harassment" and make things very ugly for your very quickly indeed. Keep in mind that this is a girl who does not consider the long-term consequences of her actions but acts on immediate gratification. If you persist in hassling her, she'll lash out regardless of that this could mean for you in the long-term. You want a police record for harassing a young woman following you around for the rest of your life/career? I didn't think so. Accept you losses, and let it go.
I think Nexxo's advice is pretty sound all round... But if you really really need the money then perhaps 'threatening' her with Small Claims Court and 'legal fees' etc might get to her to swing around. Since she seems pretty thick, it might just scare her into paying up.
"That which does not kill us makes us stronger." Friedrich Nietzsche ++ A bit expensive perhaps, but consider it a lesson learned.
M3G4, I fear you are, as I am, a "nice guy" - not-nice people tend to use nice guys - they don't do it on purpose, it's just their nature. Perhaps you could get some other mutual friends to have a word with her, so she knows people other than the "nice guy" are upset at her. As others have said you should certainly forget your friendship, and likely the money. If you need the money that much perhaps you can "liquidate some assets" - old computers, Hifi, CDs, etc. Live on beans-on-toast for a couple of weeks until the new job starts Good luck.
