Motors Car insurance = depressing

Discussion in 'General' started by penski, 10 Apr 2004.

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  1. penski

    penski BodMod

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    Insurance on a 1050cc, 1988 VW Polo valued at £800 in Walker, Newcastle = £2,300

    Insurance on a 1992 MkII VW Golf GTi 8v valued at £1500 in Berwick upon Tweed (where my parents live) = £1,600

    *Bangs his head against the wall*

    That is with the same driver details (me).

    Insurance sucks...Specifically, insurance in Newcastle sucks.

    *n

    PS: insurance on the Polo in Berwick would be like £600...
     
    penski, 10 Apr 2004
    #1
  2. samuelellis

    samuelellis What's a Dremel?

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    samuelellis, 10 Apr 2004
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  3. Slick13

    Slick13 What's a Dremel?

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    ha ha

    shop around fellas

    i got a veedub 1.8 GTi 16V, lowered 60mm, alloys, all declared and in my own name 19 yrs old
    fully comp

    £900.00

    VW specialists Brent Acare

    GB only i'm afraid guys

    :thumb: :thumb: :thumb: :thumb: :thumb:
     
    Slick13, 10 Apr 2004
    #3
  4. penski

    penski BodMod

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    Ha. You lowered your Golf.

    Where do you live, exactly?

    *n
     
    penski, 10 Apr 2004
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  5. Will

    Will Beware the judderman...

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    Bloody hell Penski thats madly expensive :eeek:

    My area is a 'C' category according to that list, but even so, when I was looking at quotes in my own name on a Seicento sporting for fully comp it was expensive, but it still wasn't quite that much (when I was looking I was 18, no NCB, no pass plus as well). Sure I had one silly quote, ~£3k, but the average was easily £1600-1800.
     
    Will, 10 Apr 2004
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  6. penski

    penski BodMod

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    To put it in comparison, where my parents live is a B but where I live is classed as 'referred' AKA 'hahaha you're ****ing joking, right?'.

    besides...

    ...£1600 for a Mk2 GTi as my first road car isn't bad. At all.

    *n
     
    penski, 10 Apr 2004
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  7. samuelellis

    samuelellis What's a Dremel?

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    refered means i hope you ahve some KY jelly ready cos you wont be sittign for a week

    im in D* so i should be garaged even tho we have no garage

    tbh the one ahnd a half grand quote wasent bad as i dont have a chean history but the 8 grand quote was ahving a laugh
     
    samuelellis, 10 Apr 2004
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  8. andrew

    andrew What's a Dremel?

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    good old cat. A

    :D Thats why I'm paying £391 fully comp on the scooter, when others in london pay that tpo.
     
    andrew, 10 Apr 2004
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  9. :: kna ::

    :: kna :: POCOYO! Moderator

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    It's all very unrealistic, until recently Bristol was statistically the city with the highest level of car crime in the UK.

    My 1998 Punto is now less than £400 p/a fully comp..
     
    :: kna ::, 10 Apr 2004
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  10. penski

    penski BodMod

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    For what It would cost for the Polo in Newcastle I could have a bloody Lotus Sunbeam in Berwick :(

    *n
     
    penski, 11 Apr 2004
    #10
  11. Krikkit

    Krikkit All glory to the hypnotoad! Super Moderator

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    Well i'm in a D* Area, and insurance on my '98 Punto is £2500 at cheapest :waah: B****rding car thieves/crap roads/crap drivers :grr:
     
    Krikkit, 11 Apr 2004
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  12. micb

    micb Minimodder

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    I just got my 4th year no claims and I am 23.

    I renewed last week.

    My P Reg Renualt Megane Classic 1.6e saloon.

    Just me as driver.

    350 TPFT (with driver legal protection).

    500 Fully Comp.

    Although, adding my twin brother to learn on hikes the price though, £750 TPFT or £900 Fully Comp.

    EDIT- I am a grade B area.
     
    Last edited: 11 Apr 2004
    micb, 11 Apr 2004
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  13. Slick13

    Slick13 What's a Dremel?

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    in a "c" graded area in surrey. UK
     
    Slick13, 11 Apr 2004
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  14. -:: M@ ::-

    -:: M@ ::- Testify!

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    where do you find all these insurance prices, and whats one of the cheapest companies to go with? as ive got my test soon and if i pass (hopefully) i want a car, thats not gonna cost less than the insurance per year :
    - M@
     
    -:: M@ ::-, 11 Apr 2004
    #14
  15. micb

    micb Minimodder

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    Most of the time when you are a young/new driver you often will pay more insurance than the car is worth.
     
    micb, 11 Apr 2004
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  16. Atomic

    Atomic Gerwaff

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    Damn true on that, unless mummy & daddy buy you a nice car...

    :D just checked my area and its a nice B rated area :D (If I registered my address at my parents house 10 mins down the road it'd be an A)

    Insurance if what screws drivers over, cars themselves aren't too bad to buy but the insurance is just stupid.
     
    Atomic, 11 Apr 2004
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  17. Slick13

    Slick13 What's a Dremel?

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    for a first time driver you wanna go with either tesco or priviledge and i doubt you will be able to afford insurance in your own name for the first year unless you have plenty of money going spare.

    good luck with it though
     
    Slick13, 11 Apr 2004
    #17
  18. :: Phat ::

    :: Phat :: Oooh shakalaka!

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    Grade A babbeh!
     
    :: Phat ::, 12 Apr 2004
    #18
  19. Hamish

    Hamish What's a Dremel?

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    rofl F* for my post code :D
     
    Hamish, 12 Apr 2004
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  20. kill_me_quick

    kill_me_quick Big and Blue

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    What company is that with?

    PS. i live in an A class area :thumb:
     
    kill_me_quick, 12 Apr 2004
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