Motors Car insurance = depressing

I use Swintons as a insurance broker and they found me "Provident Insurance plc."

 

In a category C area (Reading) with no no-claims, only passed my test in January...£150 TPFT with a 2½ year old Honda CB500 motorbike (fully comp would be £330).

The joys of being over 25, and having a non-sportsbike (still goes like the clappers).

*laughs at car drivers*

BC

 

Prices for insurance, there is no one good cheap company, there are too many variables...just gotta go through each company and get some quotes (best to telephone as well I find, online quotes for me were rarely competitive). If you want to find the best quote, get ringing around...there are 'a few' places to try if you want the best deal

Admiral 0800 600 800 http://www.admiral.com/
Adrian Flux 01553 777 240 www.adrianflux.co.uk/
AON 01384 552 670 www.aon.com
A-Plan 0845 071 123 www.aplan.co.uk/
AXA 0800 015 4292 http://www.axa-motor.co.uk
Bell Direct 0800 140 180 www.belldirect.co.uk/
Bennetts 0990 202090 www.bennetts.co.uk/
Bugdet 0800 028 9044 www.budgetinsurance.com/
Catterall 01254 695 055 www.chris-thompson.co.uk/
Churchill 0800 200 331 http://www.churchill.com
Cis 08457 464646 www.cis.co.uk/
CoverSure (RallySure) 01829 733 880 www.dmatters.co.uk/
Crowthorne Insurance 01344 771626 www.crowthorne.co.uk
Direct Line 0845 246 8701 http://uk.directline.com/
Elephant 0870 6080668 http://www.elephant.co.uk
Endsleigh 0800 028 3571 http://www.endsleigh.co.uk
Footman 0121 651 6250 www.footmanjames.co.uk
Graham Sykes 0870 444 6319 www.graham-sykes.co.uk/
Greenlight 01277 263 030 www.greenlight-insurance.co.uk/
Hill House Hamond 01733 310899 www.hhh.co.uk/
Keith Michaels 0181 642 7868 www.keithmichaels.co.uk
Liverpool Victoria 0800 514 514 http://www.liverpoolvictoria.co.uk
More Than 0800 072 4186 http://www.morethan.com
Motor Quote Direct 0800 48 44 33 http://www.motorquotedirect.co.uk/
Nash Warren 0121 561 4484 www.nashwarren.co.uk/
Norwich Union 0870 242 0800 www.norwichunion.com/
Peart 0870 240 2972 www.peart.co.uk/
Peoples Choice 0800 614 824 www.peopleschoice.co.uk/
Performance Direct 08704 203896 www.performancedirect.co.uk/
Privilege Insurance 0113 292 5555 www.privilege.com/
Quinn Direct 0845 850 0845 www.quinn-direct.com/
QuoteLine Direct 0870 444 0870 www.quoteline-direct.co.uk/
RAC 0845 3000 755 http://www.rac.co.uk
Sainsburys 0800 032 0000 www.sainsburysbank.co.uk/insurance/
Tesco's 0845 300 9900 http://www.tesco.com
The AA 0870 606 0483 http://www.theaa.com
Hastings Direct 0800 00 1066 http://www.hastingsdirect.com
Esure 0845 603 7873 http://www.esure.com
Halifax 0845 608 9913 http://carinsurance.halifax-online.co.uk
Eagle Star 08459 45 45 67 http://www.eaglestar.co.uk
Lloyds TSB 0800 056 3040 http://www.insurance.co.uk
Screen Trade 0800 435 207 http://www.screentrade.co.uk
Its4me 0870 0131 464 http://www.its4me.co.uk/
The Insurance Centre 0709 2511050 http://www.theinsurancecentre.co.uk

However tbh I think your phone bill would be as much as the policy if you rang every single one and starting playing one off against the other ('I can get x car insured for £xxx, can you beat it?') but theres a few options for you anyway!

 

Another place is the autotrader website as you can compare quite a few websites, by only putting the info in once

 

mini cooper sports 1.3i

fully comp.
me as 2nd driver, dad as first.

£1500

luckly we had a old van which we sold, and transferred no claims over and got 900 kn0cked off. Few

 

Elephant were the only company to insure my car with modifications... Good price too.

 

How do you find out what grade your postcode comes under?

 

You follow the link sam posted earlier

*n

 

the best quote i ever got was on a Escort RS turbo MK4 S2 1990.

Fullycomp...£500 excess £2450



but oddly i couldnt get fully comp on a yaris sport 2004

 

OOPS

Well I'm currently in C was previously D.

 

thats what i did and they were the company i was with.

just found myself a way better deal tho from www.quotemehappy.co.uk far less for me and my gf, both less than 1 yr since we passed our tests, im 20 she's 18. On my Laguna 2.0 i pay £1000 TPTF

 

I'm going with Norwich Union when i insure my car, which will be my first car. For a mk3 Vauxhall Astra 1.4 its around £1600 3rd party. But, if i do pass plus like i plan on doing it'll knock 48% off that price. So i'll be paying just over £800. Pretty damn good considering.

 

You could try using confused to get the cheapest quote from many insurers sent to you e-mail adress. Personally I've always found admiral the cheaper insurer of the large companies. And their 10 month bonus excelerator is pretty handy if you want your premiums to come down fairly quickly.

 

Confused.com was fantastic for me - changed from AXA to churchill and saved around 30 quid a month. (Still about a grand to insure tho - only got 1yrs no claims and live in an F area)

What really annoys me though is the fact that i have to pay extra because I pay monthly. If i paid the full sum up front i'd save 100+ quids.

 

That link is not correct as it says in my area my bike has to be garaged but thats not true. I do have it garaged but my sister in law lives in a similar postcode (E*) area and doesn't have it garaged. Also confused.com is only good for cars but poor for bikes.

 

that £1000 is with a pass plus and living in a B class area

 

Those gradings are mad as I was in a C area before and am now in a B but my premium went up