Motors Cheap ass insurance, for a cheap ass teenager. (UK)

ok, well i turned 17 back in february but im too poor to buy cars and insure etc etc.... So i have waited until i got a kick into wanting a car by seeing a convertable escort that it totally workin and only being sold at the decent price of £450 cas the owners are moving. I think i can manage the £450 one way or another. Its just insurance. Just wanted to know what people recomended for cheap insurers for first cars etc etc...So far my best is £933 from www.frizzel.co.uk

1.6 Diesel, 5 door, convertable, 1988. immobiliser and alarm kept on a drive/garage owned by a spotty geeky teenager who will only WiFi it to his house to keep his MP3s updated on the in car PC.

You know your geek when you come to your tech forum to ask car advice before lookin for anything on a motor forum.

 

Norwich Union are usually pretty good from what i've heard.
I don't drive myself so I can't comment on what I pay or anything.

 

Get a Hillman Imp for the same money, its a better car and the insurance will be less than £500 (classic, through Footman James).

*n

 

Use this to compare quotes:

http://www.autotrader.co.uk/CARS/motoring/ins/insurance-centre.jsp

 

www.confused.com

Saves legwork and cash (make sure you check each policy carefuly though - excess etc.)

 

wtf....ford escort 5 dr diesel convertable? never seen one of them

 

its sounds like something out of scrapheap challenge to me, a right b*stard of a machine.

but seriously, that first quote youve got is actually very cheap for a convertible at your age. especially if it is a 1.6 engine too.
so dont expect to save any money with the national insurers, its going to take a decent company to get it cheaper than that price.

 

hyperformance were about £400 less than anyone else on my first car.

 

WHAT!
I have never had a quote so cheap :|, the only reason I havent got a car yet is due to stupid insurance prices. Never had a quote below 1200 yet and that was for a 1L corsa TFF not fully comp :| and you got a quote for 933 for a 1.6 :| madness

 

1.6 DIESEL, in a bigger, heavier car.

power to weight ratio dude.

 

Your best bet is to ring around. When they ask what other quotes you have had just make up some number and they'll do their best to beat it.

I managed to knock £200 from my initial quote this year. In the end it went down from £1400 to £662 with a years no claims.

 

If £450 to buy the car is going to stretch you, don't do it! You'll only be tempted to put the insurance on a credit card, and then you'll get bitten in the ass by servicing costs and fuel etc leaving you with no money to do the things you want to.

Been there, done that, got several T-shirts. It's not worth the hassle - wait till you know you can afford it.

 

Or get a moped until you can afford a car <- my plan!

 

I wish i got one when i was 16, took 20% off some ones insurance :| madness

 

and look like a total ***

 

interesting viewpoint...

 

OK... Do you have a pic of the car? Ive never seen a 5-door convertible before. I even googled it up only to find the 2dr version. I guess if you include the boot and bonnet, its 4 doors, but that still leaves one missing. Center console?

 

froggy 5 door = 4 doors and a boot..2 front doors, and 2 back doors...

- M@

 

M@, Ive never seen a 4dr either. Its only been 2dr convertibles as far as i can remember. I did a google and the only 4door convertible i found was some really old Lincon.

 

hmm maybe it was 2 dr..... make insurance easier to handle, i really havn't had long enough to look at it, obviosly if i didnt notice it was 2 rather than 4! but alas anyway, about a week ago, it had left, someone had taken MY car. I was not pleased.
So i am stuck carless.
And i cant be bothered looking for another car because i only wanted it because it was convertable. So im back to the bus and asking people for lifts.
Ahh the life of a poor teenager.