I the interests of fair play: Other methods of electronic payment are available. I have NFC on my new Oneplus 5t and have installed Google Pay when it occurred to me why is using my phone any easier than using my debit card, what if I lose my phone? It is far easier to call up my bank to get any cards stopped if I lose my wallet but surely with a phone loss I need to access the internet somewhere to close down the account in Google? So why use it? Please feel free to educate me.