1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Other iPhone insurance

Discussion in 'General' started by Deathwalker1701, 8 Aug 2010.

  1. Deathwalker1701

    Deathwalker1701 Member

    Joined:
    14 May 2009
    Posts:
    65
    Likes Received:
    0
    I got second iPhone 3GS of a eBay.
    Dose any body no anywhere I can get insured.
     
  2. bixie_62

    bixie_62 Active Member

    Joined:
    17 Jun 2004
    Posts:
    1,594
    Likes Received:
    10
    lloyds TSB silver account

    pay them 7.50/month

    you get mobile phone cover with that, 30quid excess, covers accidental damage etc

    :thumb:
     
  3. Rkiver

    Rkiver Cybernetic Spine

    Joined:
    23 Apr 2009
    Posts:
    930
    Likes Received:
    42
    Does your home and contents insurance not cover it?
     
  4. Deathwalker1701

    Deathwalker1701 Member

    Joined:
    14 May 2009
    Posts:
    65
    Likes Received:
    0
    Don't have home insurance.
     
  5. Nexxo

    Nexxo * Prefab Sprout – The King of Rock 'n' Roll

    Joined:
    23 Oct 2001
    Posts:
    34,212
    Likes Received:
    1,659
    Unless you live with insured parents, always have home insurance. And really good locks.
     
  6. Ph4ZeD

    Ph4ZeD New Member

    Joined:
    22 Jul 2009
    Posts:
    3,806
    Likes Received:
    143
    If you don't have home insurance, then your kinda screwed.
     
  7. Deathwalker1701

    Deathwalker1701 Member

    Joined:
    14 May 2009
    Posts:
    65
    Likes Received:
    0
    Thought as much was hopeing someone would no a way.
    Thanks for all your replies and help I must come on the forums more.
     
  8. Smilodon

    Smilodon The Antagonist

    Joined:
    25 Mar 2003
    Posts:
    6,244
    Likes Received:
    102
    If you don't have home insurance, get one now!

    The stuff in your home is worth a lot more than your phone. And you don't know how much you own until your place burns down.
     
  9. Deathwalker1701

    Deathwalker1701 Member

    Joined:
    14 May 2009
    Posts:
    65
    Likes Received:
    0
    Not my place but will look into it.
     
  10. Byron C

    Byron C And now a word from our sponsor

    Joined:
    12 Apr 2002
    Posts:
    6,561
    Likes Received:
    1,470
    Forget about insuring your iPhone - in fact, forget about the iPhone full stop: you need home insurance now. Even if you're renting/sharing, you need contents insurance.

    I used to work in Home Insurance Claims. I often spoke to people who had what we call a "total loss" house fire. That means the whole place has burned to the ground and no part of the remaining structure is salvageable - you can forget about the contents (i.e. belongings) with a fire of that scale.

    I once had to tell someone that we couldn't cover their total loss fire claim because their policy had lapsed nearly a year ago - they hadn't paid their premiums, and we automatically terminate policies that aren't paid within six months (after many, many letters sent to the customer). I had to explain to a customer who was crying down the phone to me that we can't do a damn thing, because - by their own admission - they had changed bank accounts and never bothered to sort out their home insurance payments. Had the payments been up to date, I could have easily made an emergency payment of at least £3000 for food, accommodation, clothing, etc. A payment which could have reached their bank account within hours. Instead, they were left with absolutely nothing except the clothes they were wearing, the contents of their bank account and a smoking shell where the house used to be.
     
  11. Ph4ZeD

    Ph4ZeD New Member

    Joined:
    22 Jul 2009
    Posts:
    3,806
    Likes Received:
    143
    I do find it odd that hes more concerned about his iphone than his entire collection of possessions.
     
  12. Smilodon

    Smilodon The Antagonist

    Joined:
    25 Mar 2003
    Posts:
    6,244
    Likes Received:
    102
    I don't know how the system works in your country, but normally only the building is insured if you rent an apartment. All the belongings inside will have to be insured separately. (Don't forget that things like kitchen closets, fridges, oven, freezer, washing machines and so on isn't covered my house insurance.)

    Your insurance company will know what's covered. Call around and ask for prices from several placed before you get into an agreement. Also ask if accidents are covered (if you bump into your TV and it gets damaged some polices will cover it). And ask if phones and laptops are covered, or if that will go under a travel insurance.

    Remember that phone insurances are very expensive considering the amount they cover.
     
  13. Shuriken

    Shuriken same christmas AV for a whole year

    Joined:
    1 Jan 2003
    Posts:
    1,312
    Likes Received:
    22
    Having just rented a house, and read the lengthy contract, I can tell you that the standard contract for rental in the UK does not include contents insurance, and you REALLY need to get some, like yesterday, and when you do, just make sure to get some that covers your phone :thumb:
     

Share This Page