Photos Latest Purchases Thread: v2.0

Street parking in central London, 24, and work in a discipline insurers don't particularly like..

£2k... Which is half the value of my car..

 

Damn that was fast.......and damn it's shiny

 

And how does that shoebox drive?

I don't know how yours are all so cheap. I'm £430 a year for a mid-range 2013 V60.

 

Mine is £190 for a 2010 1.6 Astra, but then I only do ~5k miles/year.

 

You guys make me sad... I pay about 100 pounds a MONTH for each of my cars, and that's in spite of me being 32 with a license for near 15 years, and only ever having been in one accident which wasn't my fault.
Insurance here likes to rape us (much like banks...)

 

I'm paying £200 for a 2006 Leon TFSI (with declared performance upgrades taking it to the silly side of 250bhp), and that includes business use and 12k miles/year. Joint policy and protected NCB too.

Basically, it comes down to where you live, how many claims you have made and the replacement value of the car. Plus any naughtiness they can pin on you.

I've never claimed and never had a point in my life, plus I live in a very low crime area and the car spends most of its time in a restricted compound. I guess my profession is also deemed low-risk for whatever reason.

I assume your car is worth in the region of £10k? That'll probably be a proportion of it, mine's insured for £3.5k - what I paid for it.

 

£355 for a mid spec 2006 Saab 9-3 sportwagon 1.8t with mods taking it to about 225BHP. Five years NCB an £50 excess

Trick is like shirty said mines only insured for what I paid which is 3K. Also they dont make my car anymore so odds are itll be written off as a Cat C/D more easily as body part prices are silly.

 

I pay as much for my Mondeo (10k business mileage - £400, 2years NCB, no points) as I do my RS (3k annual, social only, all mods declared, agreed value, no NCB applied to it - £410).

I don't think I should pay as much for the Mondeo as I do, but eh. £800 a year for two cars isn't bad, really.

 

£800 for my two as well, my wife and I on both of them, both 32, 10y NCB for me and 4y NCB for her, 12k business on my 7er and 4k commuting on her Polecat. Shirty is right about the value quite drastically affecting the premium though, the 7er is half the cost now as when it was new.

To think as a 22yo I paid £2000 to be insured on a Citroen C2 VTS

That said it could be worse. When I was 17 I asked my dad if I could drive his TVR, he said it was fine if I could insure it... I made some calls, the ones that didn't laugh in my face quoted me 5 figures.

 

I'm looking forward to having more than 2 years ncb. I wish you could collect multiple sets of it, for use on multiple cars.. I mean, the RS insurers "take into consideration" the fact that I have NCB applied to another car after all.

Ah well, probably because it's a 'modern classic' insurance or something. And ha, I paid £2.2k for a 1.6 focus, and then £1k for an ST170, annnd all the way down to £600 for the RS the first year I had it (Then a year of laid up at £100..). Not sure why it goes down the faster the car gets, though. Weird.

 

That has partly been the put-off in getting a plaything - ultimately a plaything means a fairly high insurance group, and a third vehicle means it misses out on a NCB, which means many moneys. Boiling it down to £/drive for something that leaves the garage perhaps 30 times a year is just nuts then :/

I'm sure it would make more sense to be able to designate a car as a secondary vehicle - I mean when there are more cars than drivers, it makes sense to be able to share the NCB on the extra cars, right?

 

Yeah. Although, the specialist insurers seem to miss out that grouping stuff if you're a member of a few clubs and so on. Hell, the RS on confused.com runs ~£1600 with the same insurer I have the Mondeo with.

But I drive it at every opportunity, I insured it for 3k miles I'm damn sure going to use them!

 

should hopefully make my wagon a little less ****.

Stock
95 PS70 kW / 94 bhp
190 Nm140 lbf/ft

AFTER
118 PS87 kW / 116 bhp
235 Nm173 lbf/ft

MAX
130 PS96 kW / 128 bhp
270 Nm199 lbf/ft

should sit somewhere around 120 bhp i reckon, a full remap was kinda an idea but i like my free road tax so come mot/service time *yoink*

 

Sitting at my desk, workmates wonder why I'm sniggering to myself.

 

Those are for my two daugthers' Christmas (they are 6 and 8 years old).




(Damn, I switched Magneto and Wolverine emblems)

 

Do they not produce a bluefin map for your model? More expensive but you can reflash the ECU back to stock whenever you like...

 

don't know to be honest, I've heard decent things about these guys and if i dont like it then i can sent it back within 2 weeks for a refund. i'll check out bluefin, see what they can do.

*edit* bluefin dont do my model of engine ¬_¬

 

A copy of MagPi magazine issue 40, with the new Raspberry Pi Zero stuck to the cover.
A full computer for £5.99? Yes please!

 

Ditto. Flashing the MicroSD card right now.