Motors Motorcycle Mayhem

Discussion in 'General' started by RTT, 24 Feb 2009.

  1. Parge

    Parge the worst Super Moderator

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    Just caught up on this thread! Not much good news, poor Edz hurting his foot and Byron getting shafted by some thieving little scrot.
     
    Byron C likes this.
  2. edzieba

    edzieba Virtual Realist

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    Foots getting better, out of the cast & boot, but not enough strength in it yet to shift upwards (or, you know, support the bike on that side).
     
  3. Byron C

    Byron C Somewhere between the sacred silence and sleep

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    Aye, it's a bit of a ballache. Insurance is still rumbling on - primary insurer have just paid out, and I'm due to send a ton of documents off to the gap insurer in the next day or two, but in the mean time I got sick of being without transport. Even with the other half giving me a lift back & fore it was taking an extra hour or two out of our day; she wouldn't have been able to drop me off for the early shift, and that would have meant getting up at 0500 to get a bus at 0545 and hope & pray that it gets me there in time. The first time I tried that trip I was 15 minutes late to work; when it starts to affect my job (I was still on probation at that point) it's time to do something about it.

    So I went out and bought a new one :grin:.

    [​IMG]

    Exactly the same model, but this one was brand new instead of being pre-registered. In the long term I'll save money: I've gone from payments of £115 a month to £95 a month and from an APR of ~16% to an APR of 6.3%, all because the finance is now with Honda instead of Black Horse. F' Lloyds Bank, eh? :grin:

    Been thinking about doing a bit of a tour of Wales: go around the coast from Cardiff up to Chester and follow the border down - avoiding motorways, 'cos where's the fun in staring at other cars for several days. Not sure how to broach the subject with the other half though: we haven't had a holiday in ages, so p!ssing off on my own without her might not go over well! I'm not insured for pillion passengers, so she'd either have to drive up to meet me somewhere or stay at home.

    I wanted to go from South Wales up to Elgin in Scotland, right up on the North Sea coast (I used to live there), but doing the route I want would take aaaaages! :).
     
  4. edzieba

    edzieba Virtual Realist

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    Blimey, financing still has awful rates! Last time I looked at "what if I brought a brand new bike?" options, it worked out cheaper to buy it outright with a cash loan and pay the ~3% on that than financing from the dealer/manufacturer, and avoids the it's-not-actually-your-bike problem of Hire Purchase or PCP (though you lose the ability to part-exchange).
     
  5. Parge

    Parge the worst Super Moderator

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    Great to hear! We should go for a bit tech ride out one Saturday morning when you're finally better. You're still London based right?
     
  6. Byron C

    Byron C Somewhere between the sacred silence and sleep

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    The whole "it's not actually your bike because the finance company owns it" thing - whether on PCP or outright finance - isn't really an issue TBH, it's no different than financing a car. For all practical purposes it is your vehicle: if it's in an accident then it's your responsibility to get it fixed (insurance liability notwithstanding), if it fails an MOT then it's your responsibility to get it roadworthy, it's your responsibility to tax it, if you want to fit accessories then go for it, etc. (although you do have to be a bit more careful with PCP, as there are cosmetic & maintenance guidelines you need to adhere to if you're going to part-ex or return the bike at the end of the agreement period). I'm still gonna get heated grips and hand guards fitted (although I'll keep the OEM parts, because PCP and all...) and treat it like "my" bike.

    I know what you're saying about rates though, if your credit is good then yeah get a loan instead - it's a lot easier to shop around for better rates when you're going for a loan. I did that for my CBF125: bumped up my loan by £2,500 and bought the bike in cash from the dealer (well... debit card, not £2,500 in actual notes :grin:). At the moment my credit rating is mediocre at best so frankly I'm amazed that the finance even went through, let alone that I got a lower rate than last time.

    Make it a bit further west and you can add another participant :thumb: :grin:
     
  7. Byron C

    Byron C Somewhere between the sacred silence and sleep

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    [​IMG]

    Nice day for it, got a good 175 miles under the belt: out to Camarthen on the M4/A48, then east on the A40 across the top of the Brecon Beacons, into Brecon itself, then down to Abergavenny, and back to the M4 via Cwmbran/Newport. Bit cold though, heated grips and hand guards may well be a worthwhile investment... Fingers went totally numb at several points up on the Beacons!

    EDIT: Loads of R1200GS's up at Abergavenny today, forgot how massive those things are.
     
  8. Byron C

    Byron C Somewhere between the sacred silence and sleep

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    Got a bit of a trip planned next week:

    [​IMG]

    Just realised that route totally bypasses Mount Snowdon, so I'll definitely fix that. Not planning to do all that in one day though: the other half is going to come and meet me in Aberystwyth on the first day and we'll stay there the night; I've got a hotel booked in Wrexham the next day. No point going just to belt round as fast as I can without actually seeing anything :thumb:.

    Glad I got heated grips installed, I forsee it being somewhat cold...
     
  9. Xir

    Xir Well-Known Member

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    As long as you don't do it in winter......oh wait!
     
  10. Byron C

    Byron C Somewhere between the sacred silence and sleep

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    Yep, and we're getting a cold snap this week too :D.
     
  11. RTT

    RTT #parp

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    Riding this beaut in a couple of days time :cooldude::naughty::naughty:

    [​IMG]

    [​IMG]
     
  12. Krikkit

    Krikkit All glory to the hypnotoad! Super Moderator

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    Oof, that's pretty special.

    The hard life of a pro eh? :D
     
  13. RTT

    RTT #parp

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    Yep, it's a very hard life indeed. Can't wait, should be a proper giggle. Riding the new 1050 Speed Triple RS at the same time (not actually at the same time, that'd be daft).
     
  14. Krikkit

    Krikkit All glory to the hypnotoad! Super Moderator

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    Very nice! Can't get on with the styling of the naked Triumphs, but I hear they're oozing with character.
     

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