rightio, question time. If anyone has a spare few mins could they please answer these questions in an email to questionnaire@l33tspeak.com which is getting forwarded to an address she can get to, with the answers in just a format like this 1)M 2)20s 3)a ... 8)Y 9)N ... etc etc if some of you lot (being mostly male) can get missus's and mums alike to answer it as well that would be awesome, since she is looking for a nice spread over sex and age groups dont hold back, she needs approximately a billion of these dont read too much into the questions, theres no trick questions just put what you think, cheers that said, onto the questions: 1) gender M/F 2) age group, ie teens, 20s, 30s, 40s etc 3) When a person falls ill which of the following payment options is most fair? (a) The individual should pay for the treatment (b) The government should pay for the treatment (c) Everyone should be privately insured against the cost of treatment 4) There are two sisters Sarah and Hannah. They have the same job and share all expenses equally. Sarah has inherited a gene which will make her more likely to develop a medical condition which Hannah won’t develop. In this situation, which option is most fair? (a) Sarah should pay for the treatment (b) Hannah should pay for the treatment (c) Sarah and Hannah should share the cost of treatment equally 5) Sarah’s chance of developing the illness is increased due to her smoking. Which option is most fair? (a) Sarah should pay for the treatment (b) Hannah should pay for the treatment (c) Sarah and Hannah should share the cost of treatment equally 6) Sarah’s chance of developing the illness is increased as a result of Hannah smoking. Which option is most fair? (a) Sarah should pay for the treatment (b) Hannah should pay for the treatment (c) Sarah and Hannah should share the cost of treatment equally 7) Sarah’s chance of developing the illness would be decreased if she did more exercise and kept a healthier diet; however, she chooses not to do so. Which option is most fair? (a) Sarah should pay for the treatment (b) Hannah should pay for the treatment (c) Sarah and Hannah should share the cost of treatment equally 8) Is it fair for a business to experience unexpected costs because a customer has failed to inform the company of all relevant information? YES NO 9) Is it fair for a business to experience unexpected costs because a customer has failed to inform the company of all relevant genetic information? YES NO 10) Is it fair for an insurance company to experience unexpected costs because a customer has failed to inform the company of all relevant information? YES NO 11) Is it fair for an insurance company to experience unexpected costs because a customer has failed to inform the company of all relevant genetic information? YES NO 12) Is it fair for insurance companies to discriminate between individuals based on their risk types (e.g. high risk/low risk) and charge different premiums dependent on the risk types? YES NO 13) Is it fair for insurance companies not to discriminate between individuals in respect of their risk types, but charge all the individuals the same premium, therefore causing the low risk individuals to subsidise the high risk individuals? YES NO 14) Is it fair for insurance companies to classify/discriminate risk types based on health information (diet, exercise, smoking etc)? YES NO 15) Is it fair for insurance companies to classify/discriminate risk types based on genetic information (possible predisposition to specific diseases)? YES NO 16) Should health information and genetic information be treated differently? YES NO 17) Is it fair for an individual with a predisposition for a particular illness to be charged a higher premium than individual without a predisposition for the illness? YES NO 18) Would you say you are in good health? YES NO 19) How healthy would you say your lifestyle is: scale 1-5, 1 being very unhealthy and 5 being very healthy thanks everyone, id really appreciate if you can only do this if you are being serious about it, as randomly answering and dodgy results is a waste of yours, mine and her time. if response is good, ill even pick a few people that do it and send them a prize from my box of random computer bits, because im nice like that ill dig through and get get a list of stuff that ill give people, theres some half decent stuff in there i know for sure, not all junk ill take particular note of it if anyone actually goes through the hassle of getting a few people to do one
Sent interesting questionairre, genetic material should be included in insurance premiums only if its a genetic disease they WILL get/obtain, not if its just something that gives them a higher risk of getting it, as thats not there fault, unlike smoking to get a higher risk of cancer etc... - M@ (NHS rules for question 3 )
sent mind, sending to friends to see if they'll answer too. Though I don't require any old computer parts, I have a box of my own (I call it my room )
just filling one out, i'll try and get some more done over the weekend by different people. I dont normally answer questionnairres like this because I find it hard to sum up my feelings in one statement. i.e. about the companies experiencing unexpected costs if relevant info was not given - well it doesn;t say if the company had asked for the info or not. The customer lying and the company not asking are 2 totally different things IMO.
Hang about! Assuming you're using twins so that the only difference between them is the faulty gene, then the've got to be identical twins, and being identical, one won't inherit the faulty gene without the other one having it too. That part of the questionaire dealing with Sarah & Hannah is therefore deeply flawed.
But if the company doesn't ask, then the COMPANY has failed its end of the bargain... If the company DOES ask, however, and the customer lies, then the customer is obviously trying to screw the company over, and that means the customer is failing his/her end of the bargain. Other problems I had were the lack of a "Sarah should pay most/hannah should pay most" option and the way the first questions were worded, it was if they neglected the idea of human compassion. Like if you chose one answer then you had no heart... Forgetting that people will naturally be inclined to help others if they aren't *told* to.
The question concerning Sarah and Hannah is about non-identical twins as obviously identical twins would mean they both inherit the faulty gene, however to make it clearer twins has been replaced with sisters. If anyone feels they would have answered that question differently feel free to resubmit your answer for that question and it will be changed accordingly.
Is yer missus is doing her masters with the OU ? if so which course? I'll be posting my questionaire in a week or so my reply is on it's way
shes doing a masters in risk management at nottingham uni the paper this questionnaire is regarding is on corporate social responsibility
got loads in in the first day or so, and now nothing for a couple days come on guys, you know you want to, it only takes a few mins
