Paid for by the cyclist of course... just like other road users have to do. This system whereby cyclists can just use the roads, free of charge, and do so with impunity simply has to end. If a cyclist damages my car, I have absolutly no recourse whatsoever, other than trying to physically stop him until the police arrive. In reality... that will never happen. If I scratch a cyclists bike, or knock him off... he takes my registration, and I get a knock on the door. How is this a fair system? We need parity for ALL road users.