Few decades late for that one... New and improved - 2024[tm] Crappier and more expensive than the previous model.
Still 4 hours to go in my time zone. Gonna turn in early for one last chance at dying in my sleep and never having to see 2024. The universe isn't that kind, so see y'all tomorrow.
For me, the biggest culprit in this situation has gone as I cannot remember the last time I had to write a cheque! When we changed banks at work in 2017 I declined the offer of a chequebook and have non needed any since.