Long story short, after a disagreement with a metal barrier my trusty old car is body damaged beyond reasonable repair and I don't know whether to go through insurance or just scrap it? The barrier was 100% unscathed and didn't even have a scuff of paintwork on it, a combination of heavy rain and I suspect oil or diesel on the road caused a low speed spin and a meeting with a barrier. Do I even need to tell the insurance that anything happened or can I just scrap the car and tell them it's been scrapped? It's over 15 years old with 150k so it's worth bugger all, it's mechanically sound but to put it bluntly from a bodywork perspective it's f****d!!